Business Lending Services
Our Commercial Banking team understands the market and will design a package that best meets your financing needs. We offer a full range of services from operating loans and lines of credit to real estate construction and mini-perm financing. Our local decision making process ensures a timely result. At Northwest Bank, you work one-on-one with a banker who understands you and your business. Learn more
Lines of credit provide on-demand funding to meet short-term financial needs. Local underwriting allows you to devote more time to your business. Whether your goal is to increase inventory, manage cash flow, or improve your working capital position, credit lines give you the flexibility to meet the ongoing financial needs of your business when you need it.
We offer a variety of terms and rates to fund the purchase of fixed assets, start a new business, expand an existing business or refinance existing business debt.
Letters of Credit
Northwest Bank can provide standby letters of credit. We can also help you with documentary letters of credit to meet import/export needs or other business needs that require more risk management attention.
Commercial Real Estate Lending Services
Our Commercial Real Estate team understands the market and will design a lending structure that best meets the financing needs of your project. We offer a full range of services from acquisition & development, real estate secured lines of credit, rehabilitation of properties, to full vertical construction, as well as bridge and mini-perm financing. Our experienced team will work to create a customized solution for your project, offer you access to local decision makers, and provide a locally managed draw process to ensure timely result. At Northwest Bank, you work with a knowledgeable banker who is committed to understanding you and your business needs. Learn more
If you own stabilized properties and intend to hold them for an extended period, a longer-term loan may offer the right solution for your financing needs. We offer fixed or variable rate loans with different terms. Depending on your specific needs, we will work with you to customize a loan priced with aspects of both fixed and variable rates.
Bridge loans can provide you with time for a property to reach stabilized occupancy, to arrange secondary market term financing for a stabilized property, or to postpone the sale of a property to take advantage of long-term capital gains treatment.
Commercial Construction Loans
We offer construction loans for both owner-occupied and investor commercial projects on either a pre-leased or speculative basis. Eligible property types include multifamily, mixed use, office, medical, retail, industrial, and flex space as well as specialty properties such as hotels, assisted living, and storage facilities.
Subdivision Development Financing
Loans are available for either residential or commercial development projects. We can structure a loan so it best meets your needs on each project.
Builder Guidance Lines of Credit
Financing is available to builders for the construction of single-family residential homes. Lines can be established to accommodate everything from a single presold home to multiple spec homes.
Northwest Bank is pleased to partner with the U.S. Small Business Administration to help small businesses achieve their goals. Our experienced team is dedicated to working with small businesses to develop the solutions that are right for your needs. Learn more
- SBA loans may be used to:
- Purchase or refinance existing owner-occupied commercial and industrial properties
- Business acquisitions
- Long-term working capital
- Refinance existing debt
- Start-up business financing
- SBA loans provide borrowers with more flexible terms than conventional loans:
- Lower down payments
- Lower monthly payments
- Longer maturities
- For more info about SBA Lending, contact: